Unpaid Medical Bills Are going to Remain On Credit Reports

Posted on July 15, 2025

(WBAP/KLIF) – A federal judge in Texas annulled a move by the Consumer Financial Protection Bureau toward the end of the Biden presidency that would have removed medical debt. The judge found that the rule exceeded the Bureau’s authority though under the Fair Credit Reporting Act. The rule would have removed nearly $50 billion dollars in medical bills from credit reports of 15 million Americans, which studies showed would have raised many of their credit scores significantly.

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Felicia Ray Owens
Felicia Ray Owenshttps://feliciarayowens.com
Felicia Ray Owens is a media founder, cultural strategist, and civic advocate who creates platforms where power meets lived truth. As the voice behind C4: Coffee. Cocktails. Culture. Conversation and the founder of FROUSA Media, she uses storytelling, public dialogue, and organizing to spotlight the issues that matter most—locally and nationally. A longtime advocate for community wellness and political engagement, Felicia brings experience as a former Precinct Chair and former Chief Communications Officer of Indivisible Hill Country. Her work bridges culture, activism, and healing through curated spaces designed to inspire real change. Learn more at FROUSA.org

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