Higher cost, worse coverage: Affordable Care Act enrollees say expiring subsidies will hit them hard

Posted on December 14, 2025

NEW YORK (AP) — Americans are feeling the strain already with less than three weeks to go until the expiration of COVID-era tax credits that have helped many people pay for health insurance through the Affordable Care Act. For one Wisconsin couple, the loss of government-sponsored health subsidies in 2026 means choosing a lower-quality insurance plan with a higher deductible. For a Michigan family, it means going without insurance altogether. For a single mom in Nevada, the spiking costs will mean fewer Christmas gifts this year. She’s stretching her budget while waiting to see if Congress will act. But a legislative fix seems increasingly unlikely.

Great Job & the Team @ News Talk WBAP-AM for sharing this story.

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NBTX NEWS is a local, independent news source focused on New Braunfels, Comal County, and the surrounding Hill Country. It exists to keep people informed about what is happening in their community, especially the stories that shape daily life but often go underreported. Local government decisions, civic actions, education, public safety, development, culture, and community voices are at the center of its coverage. NBTX NEWS is for people who want clear information without spin, clickbait, or national talking points forced onto local issues. It prioritizes accuracy, transparency, and context so readers can understand not just what happened, but why it matters here. The goal is simple: strengthen local awareness, support informed civic participation, and make sure community stories are documented, accessible, and treated with care.

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