They warn you about never meeting your heroes, but what if you have to defend them after they’ve been accused of murder? That’s the premise of Idol I, available to stream on Netflix.
Blending romance with legal fare, the series is a fun time, especially if you’re a longtime K-drama enthusiast. With 1.3 million views last week, it’s also one of the most-watched non-English shows on Netflix. Does that mean we can expect a sequel?
Idol I Season 2 Release Date
At the time of writing, there’s no news about a potential Idol I season 2. Additionally, K-dramas tend to be a one-and-done affair, delivering self-contained stories over the course of a single season.
That said, you never know. If the show becomes a global phenomenon, anything is possible. In that case, a second season could air sometime next year.
Idol I Cast
Choi Soo-young as Maeng Se-na
Kim Jae-young as Do Ra-ik
Jung Jae-kwang as Kwak Byung-gyun
Choi Hee-jin as Hong Hye-joo
Kim Hyun-jin as Park Chung-jae
What Is Idol I About?
Combining mystery, comedy, and romance, Idol I is likely to appeal to viewers who enjoy courtroom intrigue and celebrity culture.
The plot follows Maeng Se-na, a high-profile criminal lawyer known for taking on tough cases. Secretly, she’s a die-hard fan of the hugely popular K-pop idol group Gold Boys. When the charismatic Gold Boys member Do Ra-ik is accused of murder, she throws herself into his defense.
Maeng Se-na puts her reputation on the line as she starts to dig deeper. Before long, what initially seems like a straightforward defense becomes a complex investigation that blurs the lines between image and buried truths. Both lawyer and idol are forced to take a closer look at themselves and each other.
The Korean production is a slow burn, but there’s a good chance you’ll be hooked thanks to the chemistry between the leads. The courtroom scenes and plot twists are also well-done, making the series a particularly compelling watch.
While Idol I season 2 is unlikely, the first is expected to deliver an explosive ending. The final two episodes, which arrive on Netflix next week, should neatly tie the story together.
LONDON – The British government on Tuesday defended its decision to hand sovereignty of the Chagos Islands to Mauritius, after U.S. President Donald Trump attacked the plan, which his administration had previously supported.
Trump said that relinquishing the remote Indian Ocean archipelago, home to a strategically important American naval and bomber base, was an act of stupidity that shows why he needs to take over Greenland.
“Shockingly, our ‘brilliant’ NATO Ally, the United Kingdom, is currently planning to give away the Island of Diego Garcia, the site of a vital U.S. Military Base, to Mauritius, and to do so FOR NO REASON WHATSOEVER,” he said in a post on his social media platform Truth Social. “There is no doubt that China and Russia have noticed this act of total weakness.”
“The UK giving away extremely important land is an act of GREAT STUPIDITY, and is another in a very long line of National Security reasons why Greenland has to be acquired,” Trump said.
The United Kingdom and Mauritius signed a deal in May to give Mauritius sovereignty over the islands, though the U.K. will lease back Diego Garcia where the U.S. base is located, for at least 99 years.
The U.S. government welcomed the agreement at the time, saying it “secures the long-term, stable, and effective operation of the joint U.S.-U.K. military facility at Diego Garcia.”
U.K. Cabinet Minister Darren Jones said Tuesday that the agreement would “secure that military base for the next 100 years.”
But it has met strong opposition from British opposition parties, who that giving up the islands, which have been British territory for two centuries, puts them at risk of interference by China and Russia.
Islanders who were displaced from the islands to make way for the U.S. base say they weren’t consulted and worry the deal will make it harder for them to go home.
Legislation to approve the agreement has been passed by the House of Commons, but faced strong opposition in Parliament’s upper chamber, the House of Lords, which approved it, while also passing a “motion of regret” lamenting the legislation. It’s due back in the Commons on Tuesday for further debate.
Conservative Party leader Kemi Badenoch criticized U.K. Prime Minister Keir Starmer’s Labour Party government over the agreement.
Badenoch said in an X post that Trump is right and that Starmer’s “plan to give away the Chagos Islands is a terrible policy that weakens UK security and hands away our sovereign territory. And to top it off, makes us and our NATO allies weaker in the face of our enemies.”
Reform UK leader Nigel Farage, an ally of the president said: “Thank goodness Trump has vetoed the surrender of the Chagos islands.”
The U.S. has described the Diego Garcia base, which is home to about 2,500 mostly American personnel, as “an all but indispensable platform” for security operations in the Middle East, South Asia and East Africa.
The Chagos Islands have been under British control since 1814, when they were ceded by France. Britain split the islands away from Mauritius, a former British colony, in 1965, and evicted as many as 2,000 people from the islands so the U.S. military could build the Diego Garcia base.
An estimated 10,000 displaced Chagossians and their descendants now live primarily in Britain, Mauritius and the Seychelles. Some have fought unsuccessfully in U.K. courts for many years for the right to go home.
The U.K.-Mauritius deal calls for a resettlement fund to be created for displaced islanders to help them move back to the islands — apart from Diego Garcia.
Copyright 2026 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission.
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Last month, state utility regulators, at Healey’s request, opened an investigation into electricity and gas delivery costs, with an eye to determining if any charges can be removed, consolidated, or redesigned to save consumers money.
But in November, Democratic state Rep. Mark Cusack, House chair of the Joint Committee on Telecommunications, Utilities, and Energy, countered Healey’s proposal with his own package that included many of the same provisions — alongside several that set off alarm bells in the clean-energy community.
The bill, which was approved by Cusack’s committee on a 7–0 vote, called for making the state’s 2030 emissions target nonbinding, slashing funding for energy-efficiency programming, and limiting climate and clean-energy initiatives that impact customers’ utility bills.
The existence of these provisions signals how far concerns about affordability have shifted the conversation in the state, said Paula García, senior manager of energy justice research and policy for the Union of Concerned Scientists.
“This thing of revisiting the climate commitments that the state has in place was not something that was being discussed at the beginning of last year,” she said.
Cusack’s bill, which is widely expected to be the vehicle for energy legislation this session, is now in the House Ways and Means Committee. The measure will be revised there before potentially advancing to a floor vote that could send it to the Senate.
Controlling the narrative
The bill’s final form will depend in large part on who can come up with a clean, compelling narrative to back their position, said advocates and observers. Some worry that efforts to paint energy efficiency and renewable energy as the culprits behind rising bills have gotten a head start.
“We allowed fossil-fuel interests to drive the narrative that it’s all those clean and green things,” Kyle Murray, director of state program implementation at the nonprofit Acadia Center. “Unfortunately, that’s what’s taken hold.”
The idea has a sort of commonsense allure: After all, energy bills have risen at the same time as Massachusetts has been increasing its focus on renewable energy development and expanding its energy-efficiency programming, so it’s not difficult to imagine a connection between these trends. The flames have been fanned by federal officials like Energy Secretary Chris Wright, who claims wind and solar are driving up costs for the states reliant on them.
Local renewable-energy opponents continue to push this interpretation of the affordability crisis. Last week, nonprofit Always On Energy Research released a report arguing that a switch to renewable power would cost New England up to $700 billion more by 2050 than leaning on natural gas or nuclear power plants. The analysis was sponsored by right-wing organizations, including the Yankee Institute, Fiscal Alliance Foundation, and Americans for Prosperity Foundation.
Murray called the report’s numbers “magical thinking, completely at odds with reality.” Acadia Center is attempting to counter that argument with a new series of explainers outlining its analysis of what is driving volatile energy prices, with a strong emphasis on the cost of natural gas and the benefits of renewables. Other advocates also say they will be working on educating lawmakers about the complex subject and urging them to keep up the push for clean energy.
“So much of the issue is whose message is being received well,” Murray said. “We’re going to make a more concerted effort this year.”
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Yogurt can be part of a healthy diet, but, like any other food, should be eaten in moderation. A balanced, varied diet is necessary for good health. Which type of yogurt you choose is important in determining how much you eat, because some are more nutritious than others; the calories, protein, fat and sugar varies. It’s safe and healthy to eat up to 3 cups of unsweetened nonfat or low-fat yogurt every day. Recommended Dairy Consumption per Day A good starting point for figuring out how much yogurt you should eat per day is the recommended daily amount. For anyone over the age of 9, the USDA recommends 3 cups of dairy per day. Each cup of yogurt counts as 1 cup of dairy. Potential Yogurt Health Benefits Yogurt has a number of health benefits, making it a good food to include in a healthy diet. People who consume more dairy products, including yogurt, may have a lower risk of metabolic syndrome, obesity and heart disease. The probiotics contained in many yogurts may have beneficial effects on health as well, according to a review published in the American Journal of Clinical Nutrition in 2014. Probiotics are beneficial bacteria found in the digestive tract that help control levels of harmful bacteria and limit the risk for certain health conditions. Consider the Calories It’s important not to eat so much yogurt that you go over your recommended daily calories. While some studies show beneficial effects for yogurt on weight, others show a potential for increased weight gain in some people with increasing consumption of yogurt, according to another article published in the American Journal of Clinical Nutrition in 2014. The calories in yogurt can vary quite a bit, with a 3/4-cup serving of vanilla nonfat yogurt supplying as many as 143 calories and a 3/4-cup serving of nonfat vanilla yogurt sweetened with a low-calorie sweetener instead of sugar containing as few as 73 calories. Choose Lower-Fat Yogurt The USDA recommends choosing nonfat or low-fat versions of yogurt; full-fat versions can provide a significant amount of fat, a large portion of which comes from unhealthy saturated fat. A 3/4-cup serving of plain whole milk yogurt has more than 5 grams of fat, which is about 8 percent of the daily value for fat of 65 grams. Eating 3 cups of this yogurt would use up more than 30 percent of your recommended fat grams for the day. Low-fat yogurt has about 2 grams of fat per 3/4-cup serving, and nonfat yogurt has less than 0.5 grams of fat per serving, making both a better choice if you plan to have multiple servings of yogurt per day. Skip Sugary Yogurts Opt for plain yogurt over the flavored varieties, as these may be quite high in sugar. Choosing Greek yogurt can lower the sugar content even further, as the whey that’s strained out in the process of making Greek yogurt contains much of the natural sugar in the yogurt. The American Heart Association recommends that women get no more than 100 calories per day from added sugars, which equals about 25 grams of sugar per day, and men get no more than 150 calories, or about 38 grams per day. A 3/4-cup serving of low-fat fruit yogurt can have more than 32 grams of sugar, while the same amount of plain low-fat yogurt has about 12 grams of sugar and nonfat Greek yogurt has less than 6 grams . Making Yogurt More Nutritious and Delicious Plain low-fat yogurt isn’t necessarily appealing to everyone, but you can take this nutritious yogurt and add other foods to it to improve the flavor and the nutrient content. Consider adding fruit to give your yogurt more sweetness and mixed nuts to add some crunch, while increasing the protein and healthy unsaturated fats. Both fruit and nuts contain essential vitamins, minerals and fiber. Another way to make yogurt more filling is to mix in some high-fiber, low-sugar cereal.
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Private equity firm Everstone Capital is bringing together India’s Wingify — a company that helps businesses test different versions of their websites to improve sales and customer engagement — and France’s AB Tasty to build an over $100 million a digital experience optimization company with more than $100 million in annual revenue, just a year after it bought a controlling stake in Wingify for $200 million.
The combined business will serve more than 4,000 customers globally and generate more than $100 million in annual revenue, with about 90% coming from the U.S. and Europe and teams spanning North America, Latin America, Europe, and the Asia-Pacific region, the companies said on Tuesday. Wingify co-founder Sparsh Gupta will lead the merged entity as CEO, while Everstone will remain the largest institutional shareholder.
The deal comes as digital experience tools, including those for A/B testing and personalization, are increasingly consolidating, as enterprises look to deploy AI across marketing, product and growth teams without stitching together multiple vendors. The merged company will invest more heavily in AI-led capabilities over time, while keeping customer experience unchanged in the near term and expanding the depth of its platform gradually, Gupta said in an interview.
Everstone is injecting significant additional capital as part of the transaction, Gupta told TechCrunch, describing it as primarily aimed at “cleaning up” AB Tasty’s cap table and enabling the two businesses to come together under one platform. Financial terms were not disclosed, though Gupta indicated the deal includes a cash component alongside some equity rollover for existing leadership, allowing them to maintain ownership stakes in the new entity.
Gupta framed the tie-up as a natural convergence between two long-time rivals. “Both the businesses have been operating as friendly competition,” he said, adding that the merger reflects growing demand from enterprises for more integrated, holistic digital experience platforms.
The combined entity will be led by an executive team drawn from both organizations. Alongside Gupta as CEO, Wingify co-founder Ankit Jain will serve as Chief Product and Technology Officer, while AB Tasty’s co-founders will take on senior roles: Rémi Aubert will become Chief Customer and Strategy Officer and Alix de Sagazan will serve as Chief Revenue Officer, the companies said.
Rémi Aubert, Sandeep Singh, Alix de Sagazan, Sparsh Gupta, and Ankit Jain (Left to Right)Image Credits:Wingify
Both Wingify and AB Tasty are profitable, Gupta said, and the merger is focused on building out the combined platform rather than cost-cutting. “There’s no layoffs that are planned as part of this merger,” he added, describing the rationale as “value creation at this point in time.”
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The combined company will have close to 800 employees across 11 offices globally, with roughly 350 staff based outside India, Gupta said, adding that the merged entity will be headquartered in New Delhi.
Co-founded in 2010 by Paras Chopra and Gupta, Wingify remained bootstrapped for more than a decade, with VWO becoming its flagship product, helping businesses improve online conversion rates through A/B testing and customer experience optimization. Everstone acquired a majority stake in the startup in January 2025, which also marked a significant exit for Chopra, as TechCrunch reported earlier. That deal set the stage for Everstone’s platform-building strategy that has now led to the AB Tasty combination.
Wingify counts more than 3,000 brands as customers, including Forbes, Walt Disney, Amway, Hilton Vacations, TAP Portugal, and Cigna, across sectors such as e-commerce, SaaS, travel and media.
The combined company will compete in the same category as players such as Optimizely and Adobe, giving Singapore-headquartered Everstone and Wingify a larger footprint in Europe while deepening the merged platform’s product suite across testing, feature delivery, and AI-led personalization, subject to customary closing conditions and approvals.
The deal adds to a growing wave of consolidation in marketing and product software, as private equity firms and strategic buyers look to assemble scaled, AI-ready platforms serving global enterprise customers. A recent PitchBook report shows enterprise SaaS M&A surged to 270 deals in Q3 worth $65 billion, with deal volumes up 26.2% quarter-over-quarter, and private equity accounting for 66.7% of deals. More broadly, PwC last year flagged [PDF] consolidation as a key value-creation strategy for private equity firms, and EY highlighted sustained private equity-led momentum in tech M&A in 2024 as buyers pursue platform scale and AI capabilities.
Gupta told TechCrunch that Everstone will retain majority control of the combined business and hold majority board rights following the transaction. The board will have five to six seats in total, including representation from Everstone and Gupta, alongside three to four independent directors, he added.
Everstone said it will back the combined company with additional support, including an advisory board of industry experts and operators. “Together, VWO and AB Tasty will have among the most comprehensive product offerings in the category,” said Sandeep Singh, managing director at Everstone Capital.
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Things started relatively slow for both sides, as Indiana took just a 10-0 lead into halftime with Miami’s offense getting nothing going on the ground or over the top.
But, as usual in low-scoring college first halves, the script flipped in the final two quarters. Miami woke up to put the pressure on the Hoosiers, but Heisman Trophy winner Fernando Mendoza stepped up and Hurricanes QB1 Carson Beck couldn’t.
Beck had the chance to deliver a game-winning drive, but forced a deep pass that was picked off. Indiana held on 27-21, winning the program’s first ever football title in its debut appearance while Miami’s wait since 2001 persists, despite being at home in Hard Rock Stadium.
Let’s analyze the game further with winners and losers as Indiana ends the season unbeaten at 16-0:
WINNER: Fernando Mendoza, Indiana
The Heisman winner and potential No. 1 pick had all the eyes on him tonight. It wasn’t a perfect performance, but he displayed the grit and poise needed at the next level.
Mendoza threw for 186 yards on 16 of 27 completions, while also rushing for the key 12-yard touchdown run in the fourth quarter.
He’ll still need to polish his game more to truly thrive in the NFL, especially if the Las Vegas Raiders believe he’s the QB1 that can elevate their trajectory. But for now, he can bask in the moment.
LOSER: Carson Beck, Miami
On the other hand, it was a slightly different story for Miami’s QB1. Carson Beck, 23, could’ve had his moment to change the narrative on his college career — and boost his potential draft odds in the process.
He overcame a slow start and displayed much better command in the second half, finishing with 232 passing yards and a touchdown on 19 of 32 completions. But the lone pick might just summarize his five-year collegiate run best — a competitive college option but not at the level required to win the majors.
WINNER: Mark Fletcher Jr., Miami
Most eyes were on Mendoza’s legitimacy to go No. 1, but Miami had an opportunity to show off some of its skill players as well.
Malachi Toney, a rising 18-year-old wideout, seized his moments and will be one to watch for the future. Junior running back Mark Fletcher Jr. also stood out, and he could even be NFL ready if he declared.
Fletcher Jr. reflected Miami’s stagnant offense in the first half but helped open it up in the second, ending the game with 112 rushing yards and two touchdowns on 17 carries. He enjoyed a career-best 57-yard run, also the second-longest touchdown in a BCS final.
LOSER: Third-down efficiency
Indiana’s defense ranked among the top in several defensive statistics this season, and getting off the field on third downs was a major reason why.
The Hoosiers at one point limited Miami to being 0-for-6 on third downs. Miami finished with a 3-for-11 rate, while Indiana went 6-for-15. Miami’s defense delivered an underrated performance, but Mendoza helped chip at the margins where Beck couldn’t.
Had the Hurricanes improved their rate in the first half, apart from the doinked field-goal try, this could’ve been a different ball game.
WINNER: Curt Cignetti, Indiana
In an era where there’s a power vacuum at the college football summit, Indiana might have something brewing. The Hoosiers are far from a football powerhouse, but they’ve flipped from being terrible to national champs in two years under Curt Cignetti.
The 64-year-old is revered by his players and has built a sturdy culture beyond Mendoza, with more youngsters hoping to develop through the program now.
If the Hoosiers can capitalize off this success, they can be a dominant figure for years to come. It’ll start with getting their next QB1 right, though.
CNBC senior sports reporter Michael Ozanian explains why the University of Texas’ athletic program is valued at $1.48 billion.
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BURNET, Texas – There is a positive update on the condition of ex-NFL player and former Texas Longhorn football great Jordan Shipley.
What they’re saying:
Jordan defied the odds by walking out of the hospital nearly two weeks after being in a serious accident while operating machinery at their ranch near his hometown of Burnet.
“They said everything is looking good, no infections or anything like that,” said Jaxon Shipley, Jordan’s brother. “He’s coming along. It’s just going to be a little bit of a process.”
Sunny Shipley, Jordan’s wife, posted an update on his condition on Jan. 17:
“I will have more words later but, even so, there are no amount of words that will be sufficient to express the gratitude I feel for our friends, family, community and complete strangers. This week has been life-changing in many ways…. But because I know so many are praying, I wanted to let you know that we left the hospital. I still can’t believe it. Numerous doctors, nurses and specialists kept telling us, as we were being discharged, that he is nothing short of a miracle and they’ve never seen someone come into their care in his condition and leave this soon….much less be out of the hospital bed. He’s still in a lot of pain, we have a hard and long journey ahead but you can guarantee he and I will carry it with joy and praise. We aren’t quite home yet, but will stay close the hospital as he has dressing changes and we will be monitoring his adjustment out of the hospital. The Dell Seton burn team, nurses and everyone we came in contact with there are special people that impacted us greatly. Please say a prayer for them and thank God for them, as they are dealing with heartbreaking cases all day everyday. We love you all deeply. Thank you from the bottom of our hearts.”
“He was operating a piece of equipment. I’m going to assume it was probably a skid steer doing some clearing, burning some brush, and a tragic thing happened and caught on fire somehow,” said Tully Janszen, a friend.
One of the ranch workers who had not planned on being there saved Jordan’s life by getting him to the hospital as he was going into shock. He was severely burned and driven to a local hospital before being taken to Austin on a medical transport flight. He has remained in the hospital since January 6.
“He’s going to have several skin graft surgeries over the next weeks or months,” said Janszen. “I’m not exactly sure about the status or the timeline on all of those. But the thing is that Jordan is, is getting better.”
“He’s doing good right now, and he’s coming along,” said Jaxon Shipley. “So just prayers that no infections and that pain management would be good.”
The Source: Information from Jordan Shipley’s family
Billy Ray Cyrus’ girlfriend Elizabeth Hurley is having her way on vacation in the Maldives.
The 60-year-old actress took a trip with her son, Damien Hurley, whom she shares with ex Steve Bing. She shared footage from their trip, as well as a few steamy solo shots that looked like she slipped away to turn up the heat.
Billy Ray Cyrus’ girlfriend Elizabeth Hurley’s new bikini photos sparked a frenzy online reactions as fans zoomed in on her appearance at 60. (Photo: @elizabethhurley1/Instagram)
The images, taken during a luxury stay in the Maldives, show the 60-year-old indulging in unapologetic glamour — from a rose-petal bubble bath where she turns her back to the camera for a teasing peek of cleavage, to sun-soaked pool shots that feel deliberately slow and intimate.
One of the most talked-about photos captures Hurley reclining with a coconut in hand, wearing a leopard-print halter bikini top paired with barely-there string bottoms, leaning fully into the moment. Another look features a white one-piece with a plunging neckline and halter straps, styled with sheer lace pants, and a heart-shaped necklace — making it clear this wasn’t a one-off bikini tease but a full vacation mood.
Additional shots showed the “Strictly Confidential” star stretched out in the pool light and submerged in bubbles in a bathtub as water ran through her hair, with just enough covered to leave the rest to the imagination.
“Oh my… I adore the #Maldives and was thrilled to be one of the first guests on the brand new, private island @_.herebaaatoll ,” Hurley wrote in the caption. “We landed by sea plane straight to our villa’s own jetty and were spoilt rotten by the brilliant staff. What a perfect way to kick off 2026.”
Damien joined in other images of the two posing in front of a backdrop in the Indian Ocean paradise. But her 3.2 million followers were only focused on her, calling his mother “beautiful” and stunning, as some expressed disbelief at how she continues to look camera-ready decades into her career. Daily Mail readers, however, were far less unified in their remarks.
One commenter wrote, “I never thought she would stoop to go down the silicone boob road.”
Another agreed saying, “Her breasts look false when she’s floating. They look like inflatables.”
Readers also noted other small details such as “Those long legs in photo 7 look totally unreal, stretched by photoshop.” But the majority advised her not to leave so much to the imagination.
A fourth was more critical, adding, “Cover it up, Liz. Have a little dignity.
“If my wife looks like this at 60, I’d be delighted. If she acted like this ever, I’d be disappointed,” someone else quipped.
Others echoed the praise instead, while one reader bluntly commented, “She can’t sink with those two, can she? Lol Looks amazing btw.”
The reactions revived a familiar pattern that follows nearly every bikini post she shares.
In October 2025, Hurley openly explained her approach to swimsuit photos after posting a teal two-piece. “Happy Sunday! My secret to flattering bikini pics? STRETCH! If in doubt, arms up or lie down (and remember your sun block) .”
The same stretched poses appeared throughout the new Maldives images, from the pool shots to the lounging photos.
She repeated the strategy again in November while modeling a red bikini from her swimwear line, tying the top just tight enough to reveal underboob and pairing it with gold chain straps and an open button-down shirt. Each post generated similar reactions, mixing admiration with intense scrutiny.
The two met in 2022 while filming Christmas in Paradise and went public with their romance last year following his split from Firerose. Loved-up holiday photos shared recently showed the couple celebrating together with Damien, signaling that the relationship remains steady. A source previously told People that despite skepticism, the romance “was always real from the beginning.”
She has also said she is “very happy” and that her son has met Cyrus’ children, including “Flowers” singer Miley Cyrus, adding that everyone gets along.
As the Maldives images continue to circulate, the conversation remains less about the destination and more about the body on display. While some fans cheer and others critique, the photos have once again proven that when she posts a bikini, the internet doesn’t just look, it zooms.
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Popular personal finance guru Dave Ramsey has a well-known aversion to debt. His stance is that all debt is bad debt.
It’s true that high-interest debt can do significant damage to your long-term financial plan. But while Ramsey’s philosophy would encourage working as hard as you can get rid of your debt quickly, that’s not always possible. It may make sense to consolidate the debt in a way that allows you to reduce the interest that you pay overall. One way to do this is with a 0% annual percentage rate (APR) balance transfer. Here’s what you need to know.
What is a 0% APR balance transfer?
Credit cards have high APRs, often of 20% or more. That means if you have a large balance on a credit card, it’s going to take significant time and money to pay down the debt, including interest. A 0% APR balance transfer allows you to transfer the debt to another credit card — one that doesn’t charge interest. Depending on the card, you can also roll over other types of debt, like a personal loan.
Keep in mind that the 0% APR offer is usually promotional, and will only last for a set amount of time like 12-18 months.
While a balance transfer can help you pay less in interest, it certainly doesn’t make your debt go away — and that’s why it wouldn’t be a go-to strategy for Ramsey, who has long said that you should always avoid credit cards. But that doesn’t mean that a balance transfer doesn’t make sense for someone looking to eventually become debt-free.
Balance transfers make the most sense for people with high-interest debt, but balances that are small enough for them to pay off during the promotional period. Even the best balance transfer credit cards have regular APRs that go as high as around 30% once the initial promotional period is over.
It’s also important to remember that balance transfers come with fees, usually around 3-5%. The transfers can be worth that cost if you pay off the debt in a timely manner, but letting the debt linger can create additional problems, especially if you continue to spend money.
A balance transfer probably only makes sense if you have a plan to pay off the entire balance before the intro rate expires. Setting up automatic payments can help keep you on track.
And make sure that if you get into debt due to spending more money than you earn, you adjust your spending habits. If you don’t, you risk racking up debt on another credit card.
Golden State Warriors forward Jimmy Butler III, middle, is helped up by teammates during the second half of an NBA basketball game against the Miami Heat in San Francisco, Monday, Jan. 19, 2026. (AP Photo/Jeff Chiu)Golden State Warriors forward Jimmy Butler III, left, reacts after contact with Miami Heat guard Davion Mitchell (45) during the second half of an NBA basketball game in San Francisco, Monday, Jan. 19, 2026. (AP Photo/Jeff Chiu)Golden State Warriors forward Jimmy Butler III, second from left, is helped off the floor by teammates during the second half of an NBA basketball game against the Miami Heat in San Francisco, Monday, Jan. 19, 2026. (AP Photo/Jeff Chiu)Golden State Warriors forward Jimmy Butler III, middle, is helped off the floor by teammates during the second half of an NBA basketball game against the Miami Heat in San Francisco, Monday, Jan. 19, 2026. (AP Photo/Jeff Chiu)
Copyright 2026 The Associated Press. All rights reserved
Golden State Warriors forward Jimmy Butler III, middle, is helped up by teammates during the second half of an NBA basketball game against the Miami Heat in San Francisco, Monday, Jan. 19, 2026. (AP Photo/Jeff Chiu)
Butler was hurt moments after catching a pass in the paint when he went down hard and awkwardly following a collision with the Heat’s Davion Mitchell — who was called for a foul.
The knee buckled upon his landing and Butler grimaced and grabbed at his knee while down for a couple of minutes. He needed teammates Gary Payton II and Buddy Hield to escort him off the court and to the locker room after the fall on the Warriors’ offensive end. When he finally got up with assistance, he was unable to put any pressure on his knee.
In 21 minutes, Butler had 17 points on 6-for-11 shooting, four assists and three rebounds.
Copyright 2026 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission.
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